A homeowner can keep the same mortgage rate for decades and still watch the cost of staying in the house climb beyond their budget. Insurance is becoming part of that calculation, and there is evidence that it influences decisions to sell. ICE’s September 2026 Mortgage Monitor, covering the second quarter, put average property insurance costs for borrowers with single family mortgages at a record $209 monthly. That is $2,508 annually and nearly 80% above the level at the start of…
MarketNational
A Low Mortgage Rate Isn’t Enough. Insurance Bills Are Giving Owners a Reason to Sell.
A homeowner can keep the same mortgage rate for decades and still watch the cost of staying in the house climb beyond their budget.
