A homeowner can keep a low mortgage rate and still struggle to afford the house. Property taxes are one reason, and new reporting shows more borrowers falling behind. Cotality’s 2026 Property Tax Delinquency Report puts the national rate in its sample at 5.2% year to date, compared with 4.2% in 2025. That is the highest reading since 2017, although it remains below the 5.4% average for 2012 through 2025. The report notes that seasonality partly influences the latest figure. The…
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The Mortgage Isn’t the Only Problem. Unpaid Property Taxes Are Sending a Warning.
A homeowner can keep a low mortgage rate and still struggle to afford the house. Property taxes are one reason, and new reporting shows more borrowers falling behind.
